The Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 has been launched to provide additional credit support to MSMEs facing financial stress in 2026. Key features: 100% government guarantee, loans up to Rs.200 crore, interest rate capped, no collateral required for eligible borrowers. MSMEs with existing credit facilities can apply through their existing banks or NBFCs. Scheme aims to prevent NPA classification and support business revival.
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